Top-rated Missouri pet insurance for dogs & cats
Proudly protecting pets like yours for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
Visit any vet, specialist, or emergency hospital in the Midwest and beyond
Choose the best pet insurance in Missouri
Trupanion is an award-winning pet medical insurance provider proud to serve pets and pet owners across the Midwest. We provide robust coverage for unexpected vet care costs, enabling you to focus less on finances and more on getting your pet the care they need.
That's why we're rated #1 in America, trusted not just by Missourians, but by pet owners and veterinarians across the country.
1 in 3 pets need unexpected care each year
Having the right coverage means you're prepared to protect your pet when it matters most. With Trupanion at your side, 90% of your bill can be paid instantly to vets at checkout — no more waiting for reimbursement!
See how we helped Mr. Valentino in Lincoln County
This adventurous Maine Coon was involved in a late night zoomie accident that resulted in a fractured hip. Thankfully, he had Trupanion!
Based on Mr. V's claim:
1,731.08
Trupanion paid:
$1,466.30
Mr. V's parent paid:
$265.78
Total invoice based on a real member plan with 90% coverage on eligible costs and a $500 deductible applied. See our policy for full coverage details.
Looking for affordable pet insurance in Missouri?
We get it; it’s tempting to go with the Missouri pet health insurance that costs the least. However, this could wind up costing you more down the line. Cheap pet insurance upfront often comes with a catch (or a few), including lesser coverage and unexpected price increases.
At Trupanion, we’re dedicated to keeping pet insurance pricing fair and transparent. That’s why we can confidently say “no” to the following questions:
Will my coverage reduce over my pet's lifetime?
No. Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. Trupanion is among the only pet health insurance providers that does not practice birthday pricing. Your cost can still change over time due to things like inflation and advances in veterinary care, but we won’t increase it simply because your pet has a birthday.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage. In fact, we encourage you to utilize your policy as often as needed. Trupanion is designed to cover new, unexpected illnesses and injuries for the life of your pet.
No payout limits for pets in the Show-Me state
We keep pet insurance for Missouri dogs and cats simple. Though other providers cut costs by restricting their payouts, we do not cap what we pay out for your pet at Trupanion.
Your love for them has no limits. Why should their coverage?
No payout limits
Unlike other providers, we don’t limit our payouts — your pet is covered no matter the cost.
No annual limits
With no caps on how much we pay yearly, you don’t have to worry about when or how often your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout caps for the life of your pet.
Why do Missourians choose Trupanion?
Pet owners in Missouri trust Trupanion to protect their dogs and cats. In fact, over 98% of all our members choose to renew their coverage.
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay bills the fastest
We can pay your veterinarian directly at checkout within seconds, so you don’t have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians, providing coverage you can count on.
Loved by members
We’ve paid out over $3 billion in claims so pets just like yours receive the care they deserve.
Trusted by vets, loved by pet parents
Helping Missouri pets thrive beyond healthcare
From tips for camping with dogs in the Ozarks to finding pet-safe adventures in St. Louis, we’re here to help you give your pal the best life possible. Find more advice at our Pet Parenting blog!
Tips for Camping with Dogs
Are you doing all you can to go camping with your pet safely this year? Top 10 tips for camping with dogs and create a fun, safe experience for you both.
How to Get a Cat into a Carrier
Whether going on an outdoor adventure or heading to the vet, getting your cat into a carrier can be crucial. Here are tips to help keep the process as stress-free as possible.
Is Your Pet in Your Home Emergency Plan?
Whether a natural disaster, fire, or other scenario, emergency pet preparedness calls for a pet emergency plan, a supply kit, getting pets microchipped, and more.
We’re always ready to help
Our customer care team is available 24/7/365.
