Top-rated insurance for Minnesota pets
Protecting cats and dogs like yours for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
See any vet, specialist, or emergency care in the Upper Midwest and beyond!
Pick the best pet insurance in Minnesota
From the Twin Cities to Duluth, Minnesota pets deserve the best medical coverage. Trupanion helps with unexpected vet costs so you can say “yes” to the treatment your pet needs without worrying about how to pay the full bill on your own.
And it’s not just Minnesotans who choose Trupanion. We're rated #1 in America, trusted by vets and pet parents across the nation.
1 in 3 pets need unexpected care each year
Surprise illnesses and injuries can be stressful, but we’re here to help. With Trupanion at your side, 90% of your pet’s bill can be paid directly to the vet at checkout.
And if your vet isn’t set up with our software? No worries — nearly 2 out of 3 invoices get processed in less than 24 hours.
See how Trupanion helped Tommy in Duluth
At just 18 months old, Tommy was diagnosed with avascular necrosis of his femoral head and needed a total hip replacement.
Based on Tommy's claims:
$28,312.68
Trupanion paid:
$22,581.68
Tommy's parent paid:
$5,731.00
Total invoice based on a real member plan with 90% coverage on eligible costs with a $500 deductible applied. See our policy for full coverage details.
What is affordable Minnesota pet insurance?
Affordability depends on your budget, but be aware that the lowest rates may not be what they seem. You may feel drawn to providers with the lowest upfront costs, but cheap monthly rates will likely increase and can come with a catch.
At Trupanion, we believe in fair pricing for the life of your pet.
Will my coverage reduce over my pet's lifetime?
No. We put pets first. So, unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. We’re actually one of the only pet insurance providers that does not practice birthday pricing. While your cost can still change over time due to things like inflation and advances in veterinary care, Trupanion will never increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Upper Midwest pets deserve better
We believe pets in the North Star State deserve the best care, period. That’s why we keep pet insurance simple by providing high-quality coverage without putting a cap on what we pay out (unlike others).
Your love for your pet has no limits. So, we don't either.
No payout limits
Unlike other providers, we don’t limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout caps for the life of your pet.
Why do Minnesota pet parents love us?
And it’s not just those with pet insurance in Minnesota. Over 98% of all our members renew their coverage month after month.
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay faster than others
We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement..
Trusted by vets
We’re #1 in America as chosen by veterinarians with coverage you can count on.
Decades of proof
We’ve paid out over $3 billion in claims since our founding, helping pets just like yours receive the care they deserve.
Trusted by vets, loved by pet parents
Helping Minnesota pets thrive beyond pet insurance
We care about your pet outside of their veterinary treatment too! Whether your pal barks or meows, our Pet Parenting blog has tips for all aspects of dog and cat care in the Land of 10,000 Lakes.
How Often Should Your Pet Go to the Vet?
Pets can't describe symptoms, so it's on us pet owners to know when to take a pet to the vet. This is how often pets need checkups and when else to visit.
8 Surprising Benefits of Daily Dog Walks
The wellness and health benefits of walking dogs are positive for pet owners as well. Learn about eight surprising benefits of walking dogs.
Are You Using Pet-Safe Cleaning Products?
Many common household cleaners contain ingredients toxic to dogs and cats. If you’re not careful, you could end up putting your pal’s health at serious risk.
We’re always ready to help
Our customer care team is available 24/7/365.
