Top-rated Maryland pet insurance
Protecting cats and dogs like yours for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage for dogs and cats with no payout limits
See any vet, specialist, or emergency care in the Mid-Atlantic and beyond
The best pet insurance choice in Maryland
Trupanion helps cover unexpected veterinary costs so you can say “yes” to the medical treatment your pet needs, without worrying about how to pay the full bill. And it’s not just Marylanders or even just folks on the East Coast who approve — we're rated #1 in America, trusted by vets and pet parents across the country.
1 in 3 pets need unexpected care each year
Whether your buddy suddenly becomes ill or chews on plant leaves they shouldn’t, having the right coverage helps you protect them when it matters most. And, with Trupanion, 90% of your bill can be paid instantly to your vet at checkout — no more waiting for reimbursement!
See how Trupanion helped Tigger in Rockville
This mischievous feline suffered a blockage when he swallowed a string that required surgery to treat. Luckily, he had Trupanion!
Based on Tigger's claims:
$13,155.12
Trupanion paid:
$10,982.28
Tigger's parents paid:
$2,172.84
Total invoice based on a real member plan with 90% coverage on eligible costs with a $200 deductible applied. See our policy for full coverage details.
Keeping coverage fair for Maryland pets
Whether you’re Western, Capital, Central, Southern, or the Eastern Shore, finding the best pet insurance in Maryland can be tricky. You may feel drawn to providers with supremely low rates, but be careful of this bait-and-switch. Cheap monthly prices will likely increase and can come with multiple catches.
Whether you’re coastal or mountain— at Trupanion, your pet always comes first.
Will my coverage reduce over my pet's lifetime?
No! Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No! Trupanion is one of the only pet health insurance providers (in the country, not just Maryland) that does not practice birthday pricing. Your cost can still change over time due to things like inflation and advances in veterinary care, but we will never increase it simply because your pet gets older.
Will I pay more after using my coverage?
As you may have guessed, the answer to this is “no!” as well. You'll never pay more just for using your coverage, and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the Old Line State
Other providers often cut costs by restricting their payouts, but we keep MD dog insurance and cat insurance simple by providing high-quality coverage with no cap on what we pay out.
Your love for them has no limits. Neither should your coverage.
No payout limits
Unlike other providers, we don’t limit our payouts. Your pet is covered for eligible expenses no matter the cost.
No annual limits
You don’t have to worry about how many times your pet gets sick or injured — in Maryland or anywhere.
No lifetime limits
Trupanion is by your side with robust coverage and no payout limits for the life of your pet.
Why do Maryland pet parents love us?
Over 98% of all members renew their coverage month after month
No payout limits
We cover your pet’s condition for life with no cap on what we pay out.
We pay vets the fastest
We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians, earned with coverage you can rely on.
We follow through
We’ve paid out over $3 billion in claims so pets just like yours receive the care they deserve.
Trusted by vets, loved by pet parents
Maryland pet parenting tips
We know that caring for your pet goes beyond signing up for pet health insurance. Our Pet Parenting blog has your back with training tips, guides to pet health conditions, fun pet facts, and much more!
How do Pet Microchips Work?
How pet microchips work, plus does your dog or cat actually need one? Learn what microchips for dogs and cats do, how they’re set up, and if they're actually necessary for your pet’s well-being.
6 Things to Include in a Pet First Aid Kit
The exact items you need in your pet first aid kit will depend on the activities you do with your dog or cat. That said, there are some things every responsible pet owner should have on hand.
9 Common Pet Emergencies
Emergency situations can happen at any time, even to the most well-protected dogs and cats. Take a look at common pet emergencies and what pet insurance paid out.
We’re always ready to help
Our customer care team is available 24/7/365.
